BESPOKE BRIDGING LOAN & SHORT TERM LENDER

PRIVACY POLICY

Background This   Privacy   Notice   sets   forth   how   Central   Bridging   Loans   Limited   and   its   affiliates,   together   Controllers   (referred   to   collectively   as   “Central   Bridging” “we”, “us” or “our”), collect and process certain Personal Data. “Personal   Data”   means   any   data   which   relates   to   a   living   individual   who   can   be   identified   from   that   data   or   from   that   data   and   other   information which   is   in   the   possession   of,   or   is   likely   to   come   into   the   possession   of,   Central   Bridging   (or   its   representatives   or   service   providers).   In   addition   to factual   information,   it   includes   any   expression   of   opinion   about   an   individual   and   any   indication   of   the   intentions   of   Central   Bridging   or   any   other person in respect of an individual. Central   Bridging   is   responsible   for   ensuring   that   it   uses   Personal   Data   in   compliance   with   data   protection   laws.   We   respect   the   privacy   of   individuals and we are committed to keeping Personal Data secure. This   Privacy   Notice   applies   to   non-public   personal   information   of   individuals   outside   our   organisation   with   whom   we   interact,   including   but   not limited to: current, prospective and former investors and clients (collectively, “Investors”) and their personnel; visitors to our website; vendors and service providers; and visitors to our offices. These   policies   may   be   changed   at   any   time.   Changes   will   be   effective   immediately   upon   posting   onto   our   Website   for   internet   users   or   provided   to you if visiting our offices. Your information This   Privacy   Notice   concerns   the   following   categories   of   information   that   we   collect   about   you   when   providing   our   products   and   services   (together, the “services”) and includes information we receive through our Website. Many   of   the   services   offered   by   Central   Bridging   require   us   to   obtain   Personal   Data   about   you   in   order   to   perform   the   services   we   have   been engaged to provide. Information   that   you   provide   to   us   will   depend   upon   the   nature   of   the   services   you   are   requesting   though   such   information   may   include   basic Personal   Data   (such   as   full   name;   job   title;   company   name;   company   email   address;   business   phone   number;   business   address;   city;   postcode; country). Information   that   we   collect   or   generate   about   you   includes   a   file   with   your   client   records   and   contact   history   to   be   used   for   enquiry   purposes   so   that we may ensure that you are satisfied with the services which we have provided to you; and details of site and marketing/communication preferences. Information we may obtain from other sources includes: Website This   will   include   information   such   as:   number   of   people   visiting   our   Website;   pages   visited;   features   used;   how   long   they   stay   and   the   websites   they are   connecting   from;   collected   on   an   aggregate   basis   on   public   areas   of   our   Website,   or   on   an   individual   basis   on   areas   of   our   Website   that   require Website visitors to logon using and access code (e.g. user ID and/or password). Cookies When you visit our Website, cookies are used to collect information about the services that you use, and how you use them. Anonymised   data-In   addition   to   the   categories   of   Personal   Data   described   above,   we   may   also   process   further   anonymized   information   and   data   that is not processed by reference to a specific individual. How we use your information Your Personal Data may be stored and processed by us for the following purposes: to understand your needs and interests; for the management and administration of our business including to improve the calibre of online information and services offered; to assess your application for Central Bridging services, where applicable; to understand feedback on Central Bridging services and to help provide more information on the use of the services quickly and easily; to communicate with you in order to provide you with services or information about Central Bridging or its services; in order to comply with and in order to assess compliance with applicable laws, rules and regulations, and internal policies and procedures; for the administration and maintenance of databases storing Personal Data; or for   ongoing   review   and   improvement   of   the   information   provided   on   our   Website   to   ensure   it   is   user   friendly   and   to   prevent   any   potential disruptions or cyber-attacks. However,   when   we   use   Personal   Data   we   make   sure   that   the   usage   complies   with   the   law.   The   law   allows   us   and   requires   us   to   use   Personal   Data   for a variety of reasons, including but not limited to the following: in order to perform our contractual obligations; where we have obtained your consent to use the information; where we have legal and regulatory obligations that we have to discharge; where we may need to do so in order to establish, exercise or defend our legal rights or for the purpose of legal proceedings; the use of your Personal Data as described is necessary for our legitimate business interests, such as: o allowing us to effectively and efficiently manage and administer the operation of our business; o maintaining compliance with internal policies and procedures; o monitoring the use of our copyrighted materials; o enabling quick and easy access to information on Central Bridging services; and, o obtaining   further   knowledge   of   current   threats   to   network   security   in   order   to   update   our   security   solutions   and   provide   these   to   the market. We   will   take   steps   to   ensure   that   the   Personal   Data   is   accessed   only   by   our   employees   that   have   a   need   to   do   so   for   the   purposes   described   in   this Privacy Notice. Disclosure of your information to third parties We may share your Personal Data within Central Bridging for the purposes described above. We may also share your Personal Data outside of Central Bridging for the following purposes: with   our   affiliated   companies   or   other   trusted   businesses   or   persons   for   the   purpose   of   processing   personal   data   on   our   behalf   for   the   above stated purposes; with    our    business    partners.    Personal    Data    will    only    be    transferred    to    a    business    partner    who    is    contractually    obliged    to    comply    with appropriate data protection obligations and the relevant privacy and confidentiality legislation; with   third-party   agents   and   contractors   for   the   purposes   of   providing   services   to   us   (for   example,   our   accountants,   professional   advisors,   IT   and communications   providers).   These   third   parties   will   be   subject   to   appropriate   data   protection   obligations   and   they   will   only   use   your   Personal Data as described in this Privacy Notice; to   the   extent   required   by   law,   for   example   if   we   are   under   a   duty   to   disclose   your   Personal   Data   in   order   to   comply   with   any   legal   obligation (including,   without   limitation,   in   order   to   comply   with   tax   reporting   requirements   and   disclosures   to   regulators),   or   to   establish,   exercise   or defend its legal rights; and if   we   sell   our   business   or   assets   or   are   acquired   by   a   third   party,   in   which   case   we   may   need   to   disclose   your   Personal   Data   to   the   prospective buyer for due diligence purposes. International transfers of personal data Central   Bridging   is   a   global   business   with   customers   and   operations   spread   around   the   world.   As   a   result,   we   may   collect   and   transfer   Personal   Data on a global basis. That means that we may transfer your Personal Data to locations outside of your country. Where   we   transfer   your   Personal   Data   to   a   country   outside   the   EEA,   we   will   ensure   that   it   is   protected   and   transferred   in   a   manner   consistent   with European legal requirements. In relation to data being transferred outside of Europe, for example, this may be done in one of the following ways: the   country   might   be   approved   by   the   European   Commission   as   offering   an   adequate   level   of   protection   for   Personal   Data   (e.g.   Israel   is   an approved country); the   recipient   might   have   signed   up   to   a   contract   based   on   “model   contractual   clauses”   approved   by   the   European   Commission,   obliging   them   to protect your Personal Data; where the recipient is located in the US, it might be a certified member of the EU-US Privacy Shield scheme; or in other circumstances where the law may permit us to otherwise transfer your Personal Data outside Europe. You   can   obtain   more   details   of   the   protection   given   to   your   Personal   Data   when   it   is   transferred   outside   Europe   (including   a   copy   of   the   standard data protection clauses which we have entered into with recipients of your Personal Data) by contacting us as described below. Security standards – how we safeguard your information We   work   hard   to   ensure   that   our   systems   are   secure   and   that   they   meet   industry   standards.   Where   appropriate,   we   employ   firewalls,   encryption technology,   user   authentications   systems   (e.g.   passwords   and   personal   identification   numbers)   to   control   access   to   systems   and   data.   We   will continue to assess new technology to evaluate its ability to provide additional protection for your Personal Data. Access   to   our   computer   systems   is   controlled   and   restricted.   Physical   access   to   areas   where   Personal   Data   is   gathered,   processed   or   stored   is   limited to authorised employees. As   a   condition   of   employment,   Central   Bridging   staff   are   required   to   follow   all   applicable   laws   and   regulations,   including   in   relation   to   data   protection law.   Unauthorised   use   or   disclosure   of   confidential   client   information   by   a   Central   Bridging   employee   is   prohibited   and   may   result   in   disciplinary measures. How long we keep your personal data The length of time we will hold your Personal Data will vary and will depend on: the purpose for which we are using it – we will need to keep the data for as long as is necessary for that purpose; and legal obligations – laws or regulation may set a minimum period for which we have to keep your Personal Data. Your rights In   all   the   above   cases   in   which   we   collect,   use   or   store   your   Personal   Data,   you   may   have   the   following   rights   and,   in   most   cases,   you   can   exercise them free of charge. These rights include: the right to obtain information regarding the processing of your Personal Data and access to the Personal Data which we hold about you; the   right   to   withdraw   your   consent   to   the   processing   of   your   Personal   Data   at   any   time.   Please   note,   however,   that   we   may   still   be   entitled   to process   your   Personal   Data   if   we   have   another   legitimate   reason   for   doing   so.   For   example,   we   may   need   to   retain   Personal   Data   to   comply with a legal obligation; in   some   circumstances,   the   right   to   receive   some   Personal   Data   in   a   structured,   commonly   used   and   machine-readable   format   and/or   request that   we   transmit   that   data   to   a   third-party   where   this   is   technically   feasible.   Please   note   that   this   right   only   applies   to   Personal   Data   which   you have provided directly to Central Bridging; the right to request that we rectify your Personal Data if it is inaccurate or incomplete; the   right   to   request   that   we   erase   your   Personal   Data   in   certain   circumstances.   Please   note   that   there   may   be   circumstances   where   you   ask   us to erase your Personal Data but we are legally entitled to retain it; the    right    to    object    to,    or    request    that    we    restrict,    our    processing    of    your    Personal    Data    in    certain    circumstances.    Again,    there    may    be circumstances   where   you   object   to,   or   ask   us   to   restrict,   our   processing   of   your   Personal   Data   but   we   are   legally   entitled   to   refuse   that   request; and the right to lodge a complaint with the relevant data protection regulator if you think that any of your rights have been infringed by us. You can exercise your rights by contacting us using the details listed below. Use of Cookies A   cookie   is   a   small   piece   of   information   that   an   Internet   site   sends   to   a   website   visitor’s   computer.   In   some   cases,   it   is   stored   on   the   visitor’s computer’s   hard   drive.   Cookies   can   save   the   visitor’s   name,   password,   user-name,   screen   preferences   and   the   pages   of   the   site   viewed   by   the   visitor. Visitors   may   decline   the   Internet   cookie   by   using   the   appropriate   feature   of   their   Web   software,   if   available.   Declining   the   Internet   cookie   may, however, interfere with a visitor’s ability to view certain content is this web site. Contact Us If   you   have   any   questions   and/or   concerns   for   instance   about   the   handling   of   your   Personal   Data,   or   want   to   let   us   know   what   you   think,   please contact us by Email: data@centralbridging.co.uk Tel: +44 (0)3332 400 506 Address: Central Bridging Loans Limited 101 Wigmore Street London W1U 1FA
Central Bridging, 101 Wigmore Street, London, W1U 1FA Tel: +44 (0)3332 400 506   Email: enquiry@centralbridging.co.uk   Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Limited. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Services and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy

BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

Background This   Privacy   Notice   sets   forth   how   Central   Bridging   Loans   Limited   and its   affiliates,   together   Controllers   (referred   to   collectively   as   “Central Bridging”    “we”,    “us”    or    “our”),    collect    and    process    certain    Personal Data. “Personal   Data”   means   any   data   which   relates   to   a   living   individual who   can   be   identified   from   that   data   or   from   that   data   and   other information   which   is   in   the   possession   of,   or   is   likely   to   come   into   the possession    of,    Central    Bridging    (or    its    representatives    or    service providers).     In     addition     to     factual     information,     it     includes     any expression   of   opinion   about   an   individual   and   any   indication   of   the intentions   of   Central   Bridging   or   any   other   person   in   respect   of   an individual. Central   Bridging   is   responsible   for   ensuring   that   it   uses   Personal   Data in   compliance   with   data   protection   laws.   We   respect   the   privacy   of individuals and we are committed to keeping Personal Data secure. This    Privacy    Notice    applies    to    non-public    personal    information    of individuals   outside   our   organisation   with   whom   we   interact,   including but not limited to: current,      prospective      and      former      investors      and      clients (collectively, “Investors”) and their personnel; visitors to our website; vendors and service providers; and visitors to our offices. These   policies   may   be   changed   at   any   time.   Changes   will   be   effective immediately    upon    posting    onto    our    Website    for    internet    users    or provided to you if visiting our offices. Your information This   Privacy   Notice   concerns   the   following   categories   of   information that   we   collect   about   you   when   providing   our   products   and   services (together,   the   “services”)   and   includes   information   we   receive   through our Website. Many   of   the   services   offered   by   Central   Bridging   require   us   to   obtain Personal   Data   about   you   in   order   to   perform   the   services   we   have been engaged to provide. Information   that   you   provide   to   us   will   depend   upon   the   nature   of the   services   you   are   requesting   though   such   information   may   include basic    Personal    Data    (such    as    full    name;    job    title;    company    name; company   email   address;   business   phone   number;   business   address; city; postcode; country). Information   that   we   collect   or   generate   about   you   includes   a   file   with your    client    records    and    contact    history    to    be    used    for    enquiry purposes    so    that    we    may    ensure    that    you    are    satisfied    with    the services    which    we    have    provided    to    you;    and    details    of    site    and marketing/communication preferences. Information we may obtain from other sources includes: Website This   will   include   information   such   as:   number   of   people   visiting   our Website;   pages   visited;   features   used;   how   long   they   stay   and   the websites   they   are   connecting   from;   collected   on   an   aggregate   basis on   public   areas   of   our   Website,   or   on   an   individual   basis   on   areas   of our   Website   that   require   Website   visitors   to   logon   using   and   access code (e.g. user ID and/or password). Cookies When   you   visit   our   Website,   cookies   are   used   to   collect   information about the services that you use, and how you use them. Anonymised    data-In    addition    to    the    categories    of    Personal    Data described      above,      we      may      also      process      further      anonymized information   and   data   that   is   not   processed   by   reference   to   a   specific individual. How we use your information Your    Personal    Data    may    be    stored    and    processed    by    us    for    the following purposes: to understand your needs and interests; for     the     management     and     administration     of     our     business including    to    improve    the    calibre    of    online    information    and services offered; to   assess   your   application   for   Central   Bridging   services,   where applicable; to    understand    feedback    on    Central    Bridging    services    and    to help    provide    more    information    on    the    use    of    the    services quickly and easily; to   communicate   with   you   in   order   to   provide   you   with   services or information about Central Bridging or its services; in   order   to   comply   with   and   in   order   to   assess   compliance   with applicable   laws,   rules   and   regulations,   and   internal   policies   and procedures; for   the   administration   and   maintenance   of   databases   storing Personal Data; or for     ongoing     review     and     improvement     of     the     information provided   on   our   Website   to   ensure   it   is   user   friendly   and   to prevent any potential disruptions or cyber-attacks. However,   when   we   use   Personal   Data   we   make   sure   that   the   usage complies    with    the    law.    The    law    allows    us    and    requires    us    to    use Personal   Data   for   a   variety   of   reasons,   including   but   not   limited   to the following: in order to perform our contractual obligations; where we have obtained your consent to use the information; where   we   have   legal   and   regulatory   obligations   that   we   have   to discharge; where   we   may   need   to   do   so   in   order   to   establish,   exercise   or defend our legal rights or for the purpose of legal proceedings; the   use   of   your   Personal   Data   as   described   is   necessary   for   our legitimate business interests, such as: o allowing    us    to    effectively    and    efficiently    manage    and administer the operation of our business; o maintaining      compliance      with      internal      policies      and procedures; o monitoring the use of our copyrighted materials; o enabling   quick   and   easy   access   to   information   on   Central Bridging services; and, o obtaining     further     knowledge     of     current     threats     to network   security   in   order   to   update   our   security   solutions and provide these to the market. We   will   take   steps   to   ensure   that   the   Personal   Data   is   accessed   only by    our    employees    that    have    a    need    to    do    so    for    the    purposes described in this Privacy Notice. Disclosure of your information to third parties We    may    share    your    Personal    Data    within    Central    Bridging    for    the purposes   described   above.   We   may   also   share   your   Personal   Data outside of Central Bridging for the following purposes: with   our   affiliated   companies   or   other   trusted   businesses   or persons   for   the   purpose   of   processing   personal   data   on   our behalf for the above stated purposes; with     our     business     partners.     Personal     Data     will     only     be transferred   to   a   business   partner   who   is   contractually   obliged to   comply   with   appropriate   data   protection   obligations   and   the relevant privacy and confidentiality legislation; with    third-party    agents    and    contractors    for    the    purposes    of providing     services     to     us     (for     example,     our     accountants, professional   advisors,   IT   and   communications   providers).   These third    parties    will    be    subject    to    appropriate    data    protection obligations    and    they    will    only    use    your    Personal    Data    as described in this Privacy Notice; to   the   extent   required   by   law,   for   example   if   we   are   under   a duty   to   disclose   your   Personal   Data   in   order   to   comply   with   any legal     obligation     (including,     without     limitation,     in     order     to comply    with    tax    reporting    requirements    and    disclosures    to regulators),   or   to   establish,   exercise   or   defend   its   legal   rights; and if    we    sell    our    business    or    assets    or    are    acquired    by    a    third party,   in   which   case   we   may   need   to   disclose   your   Personal Data to the prospective buyer for due diligence purposes. International transfers of personal data Central   Bridging   is   a   global   business   with   customers   and   operations spread   around   the   world.   As   a   result,   we   may   collect   and   transfer Personal   Data   on   a   global   basis.   That   means   that   we   may   transfer your Personal Data to locations outside of your country. Where   we   transfer   your   Personal   Data   to   a   country   outside   the   EEA, we    will    ensure    that    it    is    protected    and    transferred    in    a    manner consistent    with    European    legal    requirements.    In    relation    to    data being   transferred   outside   of   Europe,   for   example,   this   may   be   done   in one of the following ways: the   country   might   be   approved   by   the   European   Commission   as offering   an   adequate   level   of   protection   for   Personal   Data   (e.g. Israel is an approved country); the    recipient    might    have    signed    up    to    a    contract    based    on “model     contractual     clauses”     approved     by     the     European Commission, obliging them to protect your Personal Data; where   the   recipient   is   located   in   the   US,   it   might   be   a   certified member of the EU-US Privacy Shield scheme; or in    other    circumstances    where    the    law    may    permit    us    to otherwise transfer your Personal Data outside Europe. You   can   obtain   more   details   of   the   protection   given   to   your   Personal Data   when   it   is   transferred   outside   Europe   (including   a   copy   of   the standard   data   protection   clauses   which   we   have   entered   into   with recipients    of    your    Personal    Data)    by    contacting    us    as    described below. Security standards – how we safeguard your information We   work   hard   to   ensure   that   our   systems   are   secure   and   that   they meet    industry    standards.    Where    appropriate,    we    employ    firewalls, encryption   technology,   user   authentications   systems   (e.g.   passwords and   personal   identification   numbers)   to   control   access   to   systems and   data.   We   will   continue   to   assess   new   technology   to   evaluate   its ability to provide additional protection for your Personal Data. Access   to   our   computer   systems   is   controlled   and   restricted.   Physical access   to   areas   where   Personal   Data   is   gathered,   processed   or   stored is limited to authorised employees. As   a   condition   of   employment,   Central   Bridging   staff   are   required   to follow   all   applicable   laws   and   regulations,   including   in   relation   to   data protection   law.   Unauthorised   use   or   disclosure   of   confidential   client information   by   a   Central   Bridging   employee   is   prohibited   and   may result in disciplinary measures. How long we keep your personal data The   length   of   time   we   will   hold   your   Personal   Data   will   vary   and   will depend on: the   purpose   for   which   we   are   using   it   –   we   will   need   to   keep   the data for as long as is necessary for that purpose; and legal    obligations    –    laws    or    regulation    may    set    a    minimum period for which we have to keep your Personal Data. Your rights In   all   the   above   cases   in   which   we   collect,   use   or   store   your   Personal Data,   you   may   have   the   following   rights   and,   in   most   cases,   you   can exercise them free of charge. These rights include: the   right   to   obtain   information   regarding   the   processing   of   your Personal   Data   and   access   to   the   Personal   Data   which   we   hold about you; the   right   to   withdraw   your   consent   to   the   processing   of   your Personal   Data   at   any   time.   Please   note,   however,   that   we   may still    be    entitled    to    process    your    Personal    Data    if    we    have another   legitimate   reason   for   doing   so.   For   example,   we   may need to retain Personal Data to comply with a legal obligation; in   some   circumstances,   the   right   to   receive   some   Personal   Data in   a   structured,   commonly   used   and   machine-readable   format and/or    request    that    we    transmit    that    data    to    a    third-party where    this    is    technically    feasible.    Please    note    that    this    right only   applies   to   Personal   Data   which   you   have   provided   directly to Central Bridging; the   right   to   request   that   we   rectify   your   Personal   Data   if   it   is inaccurate or incomplete; the   right   to   request   that   we   erase   your   Personal   Data   in   certain circumstances.   Please   note   that   there   may   be   circumstances where    you    ask    us    to    erase    your    Personal    Data    but    we    are legally entitled to retain it; the   right   to   object   to,   or   request   that   we   restrict,   our   processing of   your   Personal   Data   in   certain   circumstances.   Again,   there may   be   circumstances   where   you   object   to,   or   ask   us   to   restrict, our   processing   of   your   Personal   Data   but   we   are   legally   entitled to refuse that request; and the   right   to   lodge   a   complaint   with   the   relevant   data   protection regulator    if    you    think    that    any    of    your    rights    have    been infringed by us. You   can   exercise   your   rights   by   contacting   us   using   the   details   listed below. Use of Cookies A   cookie   is   a   small   piece   of   information   that   an   Internet   site   sends   to a    website    visitor’s    computer.    In    some    cases,    it    is    stored    on    the visitor’s   computer’s   hard   drive.   Cookies   can   save   the   visitor’s   name, password,   user-name,   screen   preferences   and   the   pages   of   the   site viewed    by    the    visitor.    Visitors    may    decline    the    Internet    cookie    by using    the    appropriate    feature    of    their    Web    software,    if    available. Declining   the   Internet   cookie   may,   however,   interfere   with   a   visitor’s ability to view certain content is this web site. Contact Us If   you   have   any   questions   and/or   concerns   for   instance   about   the handling   of   your   Personal   Data,   or   want   to   let   us   know   what   you think, please contact us by Email: data@centralbridging.co.uk Tel: +44 (0)3332 400 506 Address: Central Bridging Loans Limited 101 Wigmore Street London W1U 1FA
Central Bridging, 101 Wigmore Street, London, W1U 1FA Tel: +44 (0)3332 400 506  Email: enquiry@centralbridging.co.uk Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Limited. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Services and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy

PRIVACY POLICY

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