Central Bridging: Communication is Key Central Bridging: Bridging The Gap Central Bridging: Commercial Bridging Loan Explained Central Bridging: First Charge & Second Charge Bridging Loans Explained

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Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506   Email: enquiry@centralbridging.co.uk   Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
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Central Bridging: First Charge & Second Charge Bridging Loans Explained Bridging   loans   are   an   ideal   tool   if   you   need   to   unlock   money   from   your   property.   Perhaps   you   want   to   access   funds   to purchase   an   investment   property   or   maybe   you   need   to   resolve   a   pressing   creditor   issue   and   don't   have   the   cash   flow   to pay the debt in time? There   are   many   reasons   why   people   decide   to   opt   for   a   bridging   loan,   but   what   is   meant   by   the   terms   first   charge   and second charge bridging loan?
A 2018 Guide to Bridging Loans by Central Bridging
A 2018 Guide to Bridging Loans by Central Bridging Bridging   loans   are   a   great   solution   if   you   need   finance   quickly   to   take   advantage   of   either   time   limited   opportunities   or to    resolve    emergency    situations.    Also    known    as    short    term    loans    they    are    usually    secured    against    residential    or commercial   property   but   sometimes   just   against   land   to   "bridge"   the   gap   until   longer   term   finance   can   be   arranged   or the underlying security is sold. Once   only   a   niche   product,   they   have   experienced   huge   year   on   year   growth   due   to   their   flexibility   and   quick   completion times.   As   High   Street   Banks   have   suffered   liquidity   restrictions   and   tightened   their   criteria   new   lenders   have   entered   the market offering diverse product ranges to cater for almost any scenario, no matter how complex.
Central Bridging: Commercial Bridging Loan Explained Commercial   bridging   loans,   as   their   name   implies,   are   quite   simply   bridging   loans   that   are   secured   against   commercial property.   In   common   with   other   types   of   bridging   they   are   used   to   obtain   funds   quickly,   either   to   purchase   a   property   or to   release   funds   quickly   from   a   property   the   borrower   already   owns.   Typical   commercial   properties   are   office   buildings, shops or factory units. To qualify for a commercial bridging loan the property used as security will need to be at least 40% commercial.
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats There   are   many   reasons   why   Foreign   Nationals   buy   property   in   the   UK.   A   rich   culture   and   history,   political   stability,   iconic locations   and   excellent   schools   and   universities   to   name   but   a   few.   Add   to   these   the   inherent   strength   of   the   UK property   market   and   it   is   little   surprise   that   purchasing   an   investment   property   in   the   UK   remains   an   extremely   attractive and potentially very lucrative opportunity for both Foreign Nationals and Expats alike. Indeed,   in   the   wake   of   the   Brexit   referendum   the   immediate   devaluation   of   the   Pound   against   a   raft   of   international currencies   helped   to   offset   the   stamp   duty   tax   changes   made   by   George   Osbourne   that   had   so   disproportionately impacted   high   end   properties   in   London.   Stamp   duty   of   up   to   15%   on   residential   investment   properties   was   offset   by   a similar   devaluation   in   sterling   which   ensured   that   foreign   national   and   Expat   interest   in   London,   as   well   as   other   strongly performing parts of the UK, has remained strong.
Central Bridging: Communication is Key Excellent   communication   with   your   borrowers,   as   well   as   quality   underwriting,   is   the   key   to   a   high   performing   short-term loan book. It’s   not   so   long   ago   that   bridge   lending   was   considered   a   very   niche   product.   Fast   forward   a   few   years   and   the   market   is now   estimated   to   be   worth   well   over   £4bn   per   annum.   As   high   street   banks   suffered   liquidity   restrictions   and   tightened their   criteria   in   the   wake   of   the   credit   crunch   a   new   breed   of   lenders   emerged   offering   an   increasingly   diverse   and innovative   range   of   products.   The   flexibility   of   these   new   loans   coupled   with   fast   completion   times   has   driven   huge   year- on-year growth in lending volumes, most particularly in the last five years.
Central Bridging: Bridging The Gap Once   considered   as   only   a   niche   product,   short-term   lending,   or   bridge   lending,   has   seen   huge   year-on-year   growth   this decade due to the flexibility and quick completion times these loans can offer. As   high-street   banks   have   suffered   liquidity   restrictions   and   tightened   their   criteria,   new   lenders   have   entered   the market,   offering   a   diverse   and   innovative   range   of   products   that   have   seen   the   market   grow   to   an   estimated   £4bn   per annum. Bridging   loans   can   be   a   great   solution   for   clients   who   need   finance   quickly,   either   to   take   advantage   of   a   time-limited opportunity   or   to   resolve   an   emergency   situation,   but   for   lenders   that   offer   these   loans,   they   present   a   unique   set   of credit-management challenges.
Central Bridging: Offshore Company Loans Explained Wherever   possible,   overseas   buyers   should   consider   acquiring   UK   property   in   the   name   of   an   offshore   company   or other   offshore   vehicle.   This   is   obviously   subject   to   consideration   of   the   administration   and   running   costs   of   the   company and   the   tax   implications.   A   small   number   of   specialist   bridging   companies   are   prepared   to   lend   to   Limited   &   Offshore Limited companies, SPVs, Trusts and LLPs. This   is   rapidly   becoming   a   more   viable   option   for   clients   wanting   to   add   to   their   portfolio.   It   is   generally   not   advisable   for an   offshore   buyer   of   high   value   property   to   purchase   in   the   name   of   an   individual,   not   least   of   all   because   it   has   become very   expensive   to   transfer   a   property   into   the   name   of   a   company   at   a   later   stage.   What   exactly   are   the   advantages   of Offshore Company loans for properties?

BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506  Email: enquiry@centralbridging.co.uk Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
Facebook Logo Google+ Logo Instagram Logo LinkedIn Logo Twitter Logo Google Maps Logo YouTube Logo ASTL Logo NACFB Logo FIBA Logo London Chamber of Commerce and Industry Logo

PRESS RELEASES

Central Bridging: First Charge & Second Charge Bridging Loans Explained
Central    Bridging:    First    Charge &      Second      Charge      Bridging Loans Explained Bridging   loans   are   an   ideal   tool   if   you need     to     unlock     money     from     your property.   Perhaps   you   want   to   access funds      to      purchase      an      investment property   or   maybe   you   need   to   resolve a    pressing    creditor    issue    and    don't have   the   cash   flow   to   pay   the   debt   in time? There    are    many    reasons    why    people decide   to   opt   for   a   bridging   loan,   but what   is   meant   by   the   terms   first   charge and second charge bridging loan?
A 2018 Guide to Bridging Loans by Central Bridging
A   2018   Guide   to   Bridging   Loans by Central Bridging Bridging   loans   are   a   great   solution   if   you need   finance   quickly   to   take   advantage of   either   time   limited   opportunities   or   to resolve       emergency       situations.       Also known    as    short    term    loans    they    are usually    secured    against    residential    or commercial   property   but   sometimes   just against    land    to    "bridge"    the    gap    until longer   term   finance   can   be   arranged   or the underlying security is sold. Once    only    a    niche    product,    they    have experienced    huge    year    on    year    growth due      to      their      flexibility      and      quick completion   times.   As   High   Street   Banks have    suffered    liquidity    restrictions    and tightened   their   criteria   new   lenders   have entered     the     market     offering     diverse product   ranges   to   cater   for   almost   any scenario, no matter how complex.
Central    Bridging:    Commercial Bridging Loan Explained Commercial     bridging     loans,     as     their name   implies,   are   quite   simply   bridging loans       that       are       secured       against commercial   property.   In   common   with other   types   of   bridging   they   are   used to     obtain     funds     quickly,     either     to purchase     a     property     or     to     release funds     quickly     from     a     property     the borrower        already        owns.        Typical commercial       properties       are       office buildings, shops or factory units. To    qualify    for    a    commercial    bridging loan   the   property   used   as   security   will need to be at least 40% commercial.
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats
Central    Bridging:    2018    Guide to   Loans   for   Foreign   Nationals & Expats There    are    many    reasons    why    Foreign Nationals   buy   property   in   the   UK.   A   rich culture    and    history,    political    stability, iconic    locations    and    excellent    schools and   universities   to   name   but   a   few.   Add to   these   the   inherent   strength   of   the UK     property     market     and     it     is     little surprise   that   purchasing   an   investment property      in      the      UK      remains      an extremely     attractive     and     potentially very     lucrative     opportunity     for     both Foreign Nationals and Expats alike.
Central Bridging: Communication is Key Central Bridging: Bridging The Gap
Central Bridging: Communication is Key Excellent      communication      with      your borrowers,         as         well         as         quality underwriting,     is     the     key     to     a     high performing short-term loan book. It’s   not   so   long   ago   that   bridge   lending was    considered    a    very    niche    product. Fast   forward   a   few   years   and   the   market is   now   estimated   to   be   worth   well   over £4bn    per    annum.    As    high    street    banks suffered        liquidity        restrictions        and tightened   their   criteria   in   the   wake   of   the credit    crunch    a    new    breed    of    lenders emerged   offering   an   increasingly   diverse and    innovative    range    of    products.    The flexibility    of    these    new    loans    coupled with    fast    completion    times    has    driven huge     year-on-year     growth     in     lending volumes,   most   particularly   in   the   last   five years.
Central    Bridging:    Bridging    The Gap Once      considered      as      only      a      niche product,    short-term    lending,    or    bridge lending,     has     seen     huge     year-on-year growth   this   decade   due   to   the   flexibility and   quick   completion   times   these   loans can offer. As      high-street      banks      have      suffered liquidity   restrictions   and   tightened   their criteria,    new    lenders    have    entered    the market,   offering   a   diverse   and   innovative range    of    products    that    have    seen    the market   grow   to   an   estimated   £4bn   per annum. Bridging   loans   can   be   a   great   solution   for clients   who   need   finance   quickly,   either to     take     advantage     of     a     time-limited opportunity   or   to   resolve   an   emergency situation,   but   for   lenders   that   offer   these loans,     they     present     a     unique     set     of credit-management challenges.
Central Bridging: Offshore Company Loans Explained Wherever      possible,      overseas      buyers should   consider   acquiring   UK   property   in the    name    of    an    offshore    company    or other   offshore   vehicle.   This   is   obviously subject       to       consideration       of       the administration   and   running   costs   of   the company    and    the    tax    implications.    A small     number     of     specialist     bridging companies     are     prepared     to     lend     to Limited    &    Offshore    Limited    companies, SPVs, Trusts and LLPs. This    is    rapidly    becoming    a    more    viable option   for   clients   wanting   to   add   to   their portfolio.   It   is   generally   not   advisable   for an   offshore   buyer   of   high   value   property to   purchase   in   the   name   of   an   individual, not    least    of    all    because    it    has    become very   expensive   to   transfer   a   property   into the   name   of   a   company   at   a   later   stage. What     exactly     are     the     advantages     of Offshore Company loans for properties?
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