Central Bridging completes 1.8m bridging loan for overseas investor Central Bridging: Non-Status Bridging Loans Explained Central Bridging Business Turnaround Loans Central Bridging Completes 1.169 Bridge Central Bridging: Communication is Key Central Bridging: Bridging The Gap Central Bridging: Commercial Bridging Loan Explained Central Bridging: First Charge & Second Charge Bridging Loans Explained

BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

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Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506   Email: enquiry@centralbridging.co.uk   Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
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Central Bridging: First Charge & Second Charge Bridging Loans Explained Bridging   loans   are   an   ideal   tool   if   you   need   to   unlock   money   from   your   property.   Perhaps   you   want   to   access   funds   to purchase   an   investment   property   or   maybe   you   need   to   resolve   a   pressing   creditor   issue   and   don't   have   the   cash   flow   to pay the debt in time? There   are   many   reasons   why   people   decide   to   opt   for   a   bridging   loan,   but   what   is   meant   by   the   terms   first   charge   and second charge bridging loan?
A 2018 Guide to Bridging Loans by Central Bridging
A 2018 Guide to Bridging Loans by Central Bridging Bridging   loans   are   a   great   solution   if   you   need   finance   quickly   to   take   advantage   of   either   time   limited   opportunities   or to    resolve    emergency    situations.    Also    known    as    short    term    loans    they    are    usually    secured    against    residential    or commercial   property   but   sometimes   just   against   land   to   "bridge"   the   gap   until   longer   term   finance   can   be   arranged   or the underlying security is sold. Once   only   a   niche   product,   they   have   experienced   huge   year   on   year   growth   due   to   their   flexibility   and   quick   completion times.   As   High   Street   Banks   have   suffered   liquidity   restrictions   and   tightened   their   criteria   new   lenders   have   entered   the market offering diverse product ranges to cater for almost any scenario, no matter how complex.
Central Bridging: Commercial Bridging Loan Explained Commercial   bridging   loans,   as   their   name   implies,   are   quite   simply   bridging   loans   that   are   secured   against   commercial property.   In   common   with   other   types   of   bridging   they   are   used   to   obtain   funds   quickly,   either   to   purchase   a   property   or to   release   funds   quickly   from   a   property   the   borrower   already   owns.   Typical   commercial   properties   are   office   buildings, shops or factory units. To qualify for a commercial bridging loan the property used as security will need to be at least 40% commercial.
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats There   are   many   reasons   why   Foreign   Nationals   buy   property   in   the   UK.   A   rich   culture   and   history,   political   stability,   iconic locations   and   excellent   schools   and   universities   to   name   but   a   few.   Add   to   these   the   inherent   strength   of   the   UK property   market   and   it   is   little   surprise   that   purchasing   an   investment   property   in   the   UK   remains   an   extremely   attractive and potentially very lucrative opportunity for both Foreign Nationals and Expats alike. Indeed,   in   the   wake   of   the   Brexit   referendum   the   immediate   devaluation   of   the   Pound   against   a   raft   of   international currencies   helped   to   offset   the   stamp   duty   tax   changes   made   by   George   Osbourne   that   had   so   disproportionately impacted   high   end   properties   in   London.   Stamp   duty   of   up   to   15%   on   residential   investment   properties   was   offset   by   a similar   devaluation   in   sterling   which   ensured   that   foreign   national   and   Expat   interest   in   London,   as   well   as   other   strongly performing parts of the UK, has remained strong.
Central Bridging: Communication is Key Excellent   communication   with   your   borrowers,   as   well   as   quality   underwriting,   is   the   key   to   a   high   performing   short-term loan book. It’s   not   so   long   ago   that   bridge   lending   was   considered   a   very   niche   product.   Fast   forward   a   few   years   and   the   market   is now   estimated   to   be   worth   well   over   £4bn   per   annum.   As   high   street   banks   suffered   liquidity   restrictions   and   tightened their   criteria   in   the   wake   of   the   credit   crunch   a   new   breed   of   lenders   emerged   offering   an   increasingly   diverse   and innovative   range   of   products.   The   flexibility   of   these   new   loans   coupled   with   fast   completion   times   has   driven   huge   year- on-year growth in lending volumes, most particularly in the last five years.
Central Bridging: Bridging The Gap Once   considered   as   only   a   niche   product,   short-term   lending,   or   bridge   lending,   has   seen   huge   year-on-year   growth   this decade due to the flexibility and quick completion times these loans can offer. As   high-street   banks   have   suffered   liquidity   restrictions   and   tightened   their   criteria,   new   lenders   have   entered   the market,   offering   a   diverse   and   innovative   range   of   products   that   have   seen   the   market   grow   to   an   estimated   £4bn   per annum. Bridging   loans   can   be   a   great   solution   for   clients   who   need   finance   quickly,   either   to   take   advantage   of   a   time-limited opportunity   or   to   resolve   an   emergency   situation,   but   for   lenders   that   offer   these   loans,   they   present   a   unique   set   of credit-management challenges.
Central Bridging: Offshore Company Loans Explained Wherever   possible,   overseas   buyers   should   consider   acquiring   UK   property   in   the   name   of   an   offshore   company   or other   offshore   vehicle.   This   is   obviously   subject   to   consideration   of   the   administration   and   running   costs   of   the   company and   the   tax   implications.   A   small   number   of   specialist   bridging   companies   are   prepared   to   lend   to   Limited   &   Offshore Limited companies, SPVs, Trusts and LLPs. This   is   rapidly   becoming   a   more   viable   option   for   clients   wanting   to   add   to   their   portfolio.   It   is   generally   not   advisable   for an   offshore   buyer   of   high   value   property   to   purchase   in   the   name   of   an   individual,   not   least   of   all   because   it   has   become very   expensive   to   transfer   a   property   into   the   name   of   a   company   at   a   later   stage.   What   exactly   are   the   advantages   of Offshore Company loans for properties?
Central Bridging: Larger Loans for High Value Properties High   value   bridging   finance   is   a   specialist   and   technical   market,   encompassing   loans   that   generally   start   from   £1M upwards   and   are   often   sophisticated   and   complex.   Large   bridging   finance   loan   facilities   are   increasingly   being   used   by High    Net    Worth    individuals.    As    private    banks    and    traditional    lenders    have    scaled    back    lending,    especially    where    a property requires substantial work, a small number of bridging finance providers are still prepared to lend in this space. The   Central   London   property   market   is   still   the   source   of   many   larger   bridging   loan   enquiries,   often   with   very   high   value single   unit   properties   being   offered   as   security.   The   number   of   well-funded   specialist   lenders   prepared   to   look   at   deals up to £25M has reduced but there are still some with an appetite for these deals.
Central Bridging: Larger Loans for High Value Properties
Central Bridging: Business Turnaround Loans Explained Business   Turnaround   loans   are   often   crucial   in   the   implementation   of   innovative   restructuring   solutions   and   strategies. They can be vital to the restructuring, stabilisation and ultimately the revitalisation of previously failing businesses. The circumstances in which Turnaround loans are required can be very complex but what exactly are they? There   are   a   variety   of   reasons   why   previously   successful   businesses   find   themselves   struggling.   Perhaps   they   become overly   dependent   on   one   contract   or   client   which   they   then   lose   to   a   competitor.   Sometimes   a   business   can   suffer   if   a rogue   employee   in   a   trusted   position   defrauds   them   of   money.   Whatever   the   potential   reason   why   a   hitherto   successful business finds itself in difficulty, a cash injection is very often a key element within an agreed restructuring package.
Central Bridging completes £1.169m bridge in seven working days Central   Bridging   has   completed   a   £1.169m   bridging   loan   in   seven   working   days   to   redeem   an   existing   business   loan   that was about to expire. The   client   was   transacting   through   a   limited   company   with   the   security   property   owned   by   the   managing   director   and   his wife.      A   loan   application   with   another   bridging   lender   had   been   ongoing   for   some   weeks   without   success   when   the client’s broker approached Central. The loan was secured by way of a first charge at 70% LTV over a term of nine months.
Central Bridging: Non-Status Bridging Loans Explained In   simple   terms   a   non-status   bridging   loan   is   one   where   the   primary   focus   of   the   lender   is   on   the   value   of   the   security.   If the   security   is   strong   the   lender   will   be   less   concerned   with   the   clients   past   and   more   focussed   on   the   positive   plans they have for the future. Status   refers   to   the   amount   of   financial   information   a   potential   borrower   can   produce   to   support   their   application   and although   non-status   doesn't   necessarily   mean   that   an   applicant   has   credit   problems,   it   does   allow   a   loan   application   to be assessed with a strong focus on the value of the security and the borrowers proposed exit/redemption strategy.
Central Bridging completes £1.8m bridging loan for overseas investor Central   Bridging   has   just   completed   a   £1.8m   bridging   loan   in   nine   working   days   for   a   non-domiciled,   non-resident   client owning an investment property in Mayfair. The   property   is   a   top   floor   apartment   in   his   own   name   valued   at   £3.5m.   By   the   time   the   enquiry   from   a   leading   London broker   reached   Central   the   mortgagee,   an   overseas   bank,   had   already   threatened   to   instruct   an   LPAR   receiver   due   to mounting arrears. The   client   required   £1.7m   to   halt   the   actions   being   taken   by   his   lender   and   redeem   his   mortgage.   Central’s   loan   of   £1.8m has   been   secured   against   the   Mayfair   apartment   at   a   rate   of   0.95%   per   month   over   a   period   of   12   months   with   an   LTV   of 51.5%.
Re-Bridging Loans for Existing Loans - An Ideal Solution The   bridging   market   has   grown   rapidly   in   recent   years   and   as   it's   done   so   the   number   of   borrowers   who   find   themselves unable   to   exit   their   loans   on   time   has   also   risen.   There   can   be   a   large   variety   of   reasons   for   this   situation.   Perhaps   most typical   are   the   unexpected   delays   that   can   hold   up   a   renovation   project   ranging   from   unforeseen   complications   with   the building works right through to planning permission issues. Aside   from   unforeseen   complications   with   building   works   it   might   simply   be   the   case   that   market   conditions   have changed   impacting   on   the   availability   of   mortgages   or   the   saleability   of   an   asset   intended   to   provide   the   exit.   A   failed   exit can sometimes just be down to the original loan period being far too optimistic at the outset.
Re-Bridging Loans For Existing Loans
Central Bridging: Loans to Resolve Tax Issues with HMRC As    we    move    into    the    Autumn    HMRC    are    ratcheting    up    the    pressure    on    taxpayers,    including    those    who    still    have outstanding   loans   from   Employee   Benefit   Schemes   (EBTs).   Over   recent   years   there   has   been   an   increasing   focus   by   the government on what it considers to be corporate tax avoidance. Consequently,   HMRC,   whose   collection   powers   have   been   considerably   bolstered   by   the   introduction   of   Accelerated Payment   Notice   (APN)   and   Partner   Payment   Notice   (PPN)   legislation,   have   steadily   increased   pressure   on   companies   that owe   tax   or   have   set   up   EBTs   and   have   yet   to   settle.   APNs   and   PPNs   are   now   seen   as   a   key   weapon   in   the   battle   to   deliver increased revenue to the Treasury via a 'fairer' taxation system.
Central Bridging: Loans to Resolve Tax Issues with HMRC
Central Bridging: Non-Status Bridging Loans Explained

BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506  Email: enquiry@centralbridging.co.uk Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
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PRESS RELEASES

Central Bridging: First Charge & Second Charge Bridging Loans Explained
Central    Bridging:    First    Charge &      Second      Charge      Bridging Loans Explained Bridging   loans   are   an   ideal   tool   if   you need     to     unlock     money     from     your property.   Perhaps   you   want   to   access funds      to      purchase      an      investment property   or   maybe   you   need   to   resolve a    pressing    creditor    issue    and    don't have   the   cash   flow   to   pay   the   debt   in time? There    are    many    reasons    why    people decide   to   opt   for   a   bridging   loan,   but what   is   meant   by   the   terms   first   charge and second charge bridging loan?
A 2018 Guide to Bridging Loans by Central Bridging
A   2018   Guide   to   Bridging   Loans by Central Bridging Bridging   loans   are   a   great   solution   if   you need   finance   quickly   to   take   advantage of   either   time   limited   opportunities   or   to resolve       emergency       situations.       Also known    as    short    term    loans    they    are usually    secured    against    residential    or commercial   property   but   sometimes   just against    land    to    "bridge"    the    gap    until longer   term   finance   can   be   arranged   or the underlying security is sold. Once    only    a    niche    product,    they    have experienced    huge    year    on    year    growth due      to      their      flexibility      and      quick completion   times.   As   High   Street   Banks have    suffered    liquidity    restrictions    and tightened   their   criteria   new   lenders   have entered     the     market     offering     diverse product   ranges   to   cater   for   almost   any scenario, no matter how complex.
Central    Bridging:    Commercial Bridging Loan Explained Commercial     bridging     loans,     as     their name   implies,   are   quite   simply   bridging loans       that       are       secured       against commercial   property.   In   common   with other   types   of   bridging   they   are   used to     obtain     funds     quickly,     either     to purchase     a     property     or     to     release funds     quickly     from     a     property     the borrower        already        owns.        Typical commercial       properties       are       office buildings, shops or factory units. To    qualify    for    a    commercial    bridging loan   the   property   used   as   security   will need to be at least 40% commercial.
Central Bridging: 2018 Guide to Loans for Foreign Nationals & Expats
Central    Bridging:    2018    Guide to   Loans   for   Foreign   Nationals & Expats There    are    many    reasons    why    Foreign Nationals   buy   property   in   the   UK.   A   rich culture    and    history,    political    stability, iconic    locations    and    excellent    schools and   universities   to   name   but   a   few.   Add to   these   the   inherent   strength   of   the UK     property     market     and     it     is     little surprise   that   purchasing   an   investment property      in      the      UK      remains      an extremely     attractive     and     potentially very     lucrative     opportunity     for     both Foreign Nationals and Expats alike.
Central Bridging: Communication is Key Excellent      communication      with      your borrowers,         as         well         as         quality underwriting,     is     the     key     to     a     high performing short-term loan book. It’s   not   so   long   ago   that   bridge   lending was    considered    a    very    niche    product. Fast   forward   a   few   years   and   the   market is   now   estimated   to   be   worth   well   over £4bn    per    annum.    As    high    street    banks suffered        liquidity        restrictions        and tightened   their   criteria   in   the   wake   of   the credit    crunch    a    new    breed    of    lenders emerged   offering   an   increasingly   diverse and    innovative    range    of    products.    The flexibility    of    these    new    loans    coupled with    fast    completion    times    has    driven huge     year-on-year     growth     in     lending volumes,   most   particularly   in   the   last   five years.
Central    Bridging:    Bridging    The Gap Once      considered      as      only      a      niche product,    short-term    lending,    or    bridge lending,     has     seen     huge     year-on-year growth   this   decade   due   to   the   flexibility and   quick   completion   times   these   loans can offer. As      high-street      banks      have      suffered liquidity   restrictions   and   tightened   their criteria,    new    lenders    have    entered    the market,   offering   a   diverse   and   innovative range    of    products    that    have    seen    the market   grow   to   an   estimated   £4bn   per annum. Bridging   loans   can   be   a   great   solution   for clients   who   need   finance   quickly,   either to     take     advantage     of     a     time-limited opportunity   or   to   resolve   an   emergency situation,   but   for   lenders   that   offer   these loans,     they     present     a     unique     set     of credit-management challenges.
Central        Bridging:        Offshore Company Loans Explained Wherever      possible,      overseas      buyers should   consider   acquiring   UK   property   in the    name    of    an    offshore    company    or other   offshore   vehicle.   This   is   obviously subject       to       consideration       of       the administration   and   running   costs   of   the company    and    the    tax    implications.    A small     number     of     specialist     bridging companies     are     prepared     to     lend     to Limited    &    Offshore    Limited    companies, SPVs, Trusts and LLPs. This    is    rapidly    becoming    a    more    viable option   for   clients   wanting   to   add   to   their portfolio.   It   is   generally   not   advisable   for an   offshore   buyer   of   high   value   property to   purchase   in   the   name   of   an   individual, not    least    of    all    because    it    has    become very   expensive   to   transfer   a   property   into the   name   of   a   company   at   a   later   stage. What     exactly     are     the     advantages     of Offshore Company loans for properties?
Central    Bridging:    Larger    Loans for High Value Properties High   value   bridging   finance   is   a   specialist and      technical      market,      encompassing loans     that     generally     start     from     £1M upwards   and   are   often   sophisticated   and complex.     Large     bridging     finance     loan facilities    are    increasingly    being    used    by High    Net    Worth    individuals.    As    private banks   and   traditional   lenders   have   scaled back   lending,   especially   where   a   property requires      substantial      work,      a      small number   of   bridging   finance   providers   are still prepared to lend in this space. The    Central    London    property    market    is still    the    source    of    many    larger    bridging loan   enquiries,   often   with   very   high   value single    unit    properties    being    offered    as security.     The     number     of     well-funded specialist    lenders    prepared    to    look    at deals   up   to   £25M   has   reduced   but   there are   still   some   with   an   appetite   for   these deals.
Central Bridging: Larger Loans for High Value Properties Central Bridging: Communication is Key Central Bridging: Bridging The Gap Central Bridging Business Turnaround Loans Central Bridging Completes 1.169 Bridge
Central        Bridging:        Business Turnaround Loans Explained Business     Turnaround     loans     are     often crucial       in       the       implementation       of innovative     restructuring     solutions     and strategies.     They     can     be     vital     to     the restructuring,   stabilisation   and   ultimately the     revitalisation     of     previously     failing businesses. The   circumstances   in   which   Turnaround loans   are   required   can   be   very   complex but what exactly are they? There     are     a     variety     of     reasons     why previously     successful     businesses     find themselves      struggling.      Perhaps      they become      overly      dependent      on      one contract   or   client   which   they   then   lose   to a   competitor.   Sometimes   a   business   can suffer   if   a   rogue   employee   in   a   trusted position      defrauds      them      of      money. Whatever    the    potential    reason    why    a hitherto    successful    business    finds    itself in   difficulty,   a   cash   injection   is   very   often a      key      element      within      an      agreed restructuring package.
Central        Bridging        completes £1.169m       bridge       in       seven working days Central      Bridging      has      completed      a £1.169m   bridging   loan   in   seven   working days   to   redeem   an   existing   business   loan that was about to expire. The    client    was    transacting    through    a limited      company      with      the      security property      owned      by      the      managing director   and   his   wife.      A   loan   application with    another    bridging    lender    had    been ongoing   for   some   weeks   without   success when     the     client’s     broker     approached Central. The   loan   was   secured   by   way   of   a   first charge   at   70%   LTV   over   a   term   of   nine months.
Central      Bridging:      Non-Status Bridging Loans Explained In    simple    terms    a    non-status    bridging loan   is   one   where   the   primary   focus   of the   lender   is   on   the   value   of   the   security. If   the   security   is   strong   the   lender   will   be less   concerned   with   the   clients   past   and more   focussed   on   the   positive   plans   they have for the future. Status   refers   to   the   amount   of   financial information     a     potential     borrower     can produce   to   support   their   application   and although    non-status    doesn't    necessarily mean     that     an     applicant     has     credit problems,   it   does   allow   a   loan   application to    be    assessed    with    a    strong    focus    on the     value     of     the     security     and     the borrowers      proposed      exit/redemption strategy.
Central Bridging completes 1.8m bridging loan for overseas investor
Central       Bridging       completes £1.8m        bridging        loan        for overseas investor Central    Bridging    has    just    completed    a £1.8m   bridging   loan   in   nine   working   days for   a   non-domiciled,   non-resident   client owning      an      investment      property      in Mayfair. The   property   is   a   top   floor   apartment   in his   own   name   valued   at   £3.5m.   By   the time   the   enquiry   from   a   leading   London broker    reached    Central    the    mortgagee, an        overseas        bank,        had        already threatened   to   instruct   an   LPAR   receiver due to mounting arrears. The    client    required    £1.7m    to    halt    the actions    being    taken    by    his    lender    and redeem    his    mortgage.    Central’s    loan    of £1.8m    has    been    secured    against    the Mayfair   apartment   at   a   rate   of   0.95%   per month   over   a   period   of   12   months   with an LTV of 51.5%.
Re-Bridging    Loans    for    Existing Loans - An Ideal Solution The   bridging   market   has   grown   rapidly   in recent    years    and    as    it's    done    so    the number       of       borrowers       who       find themselves   unable   to   exit   their   loans   on time   has   also   risen.   There   can   be   a   large variety     of     reasons     for     this     situation. Perhaps   most   typical   are   the   unexpected delays    that    can    hold    up    a    renovation project        ranging        from        unforeseen complications    with    the    building    works right     through     to     planning     permission issues. Aside     from     unforeseen     complications with    building    works    it    might    simply    be the    case    that    market    conditions    have changed   impacting   on   the   availability   of mortgages   or   the   saleability   of   an   asset intended   to   provide   the   exit.   A   failed   exit can    sometimes    just    be    down    to    the original      loan      period      being      far      too optimistic at the outset.
Re-Bridging Loans For Existing Loans
Central       Bridging:       Loans       to Resolve Tax Issues with HMRC As   we   move   into   the   Autumn   HMRC   are ratcheting   up   the   pressure   on   taxpayers, including        those        who        still        have outstanding   loans   from   Employee   Benefit Schemes   (EBTs).   Over   recent   years   there has    been    an    increasing    focus    by    the government   on   what   it   considers   to   be corporate tax avoidance. Consequently,    HMRC,    whose    collection powers         have         been         considerably bolstered       by       the       introduction       of Accelerated    Payment    Notice    (APN)    and Partner   Payment   Notice   (PPN)   legislation, have     steadily     increased     pressure     on companies   that   owe   tax   or   have   set   up EBTs    and    have    yet    to    settle.    APNs    and PPNs   are   now   seen   as   a   key   weapon   in the   battle   to   deliver   increased   revenue   to the Treasury via a 'fairer' taxation system.
Central Bridging: Loans to Resolve Tax Issues with HMRC
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