BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

FIRST CHARGE

BRIDGING LOANS

KNOWLEDGE BASE

A   bridging   loan   is   an   ideal   tool   for   those   that   need   to   unlock   money   from   property   quickly.   Whether   it’s   to   access   funds   to   purchase   an   investment   property or to resolve a pressing creditor issue bridging loans can provide a quick and effective solution. There   are   many   reasons   why   businesses   and   individuals   decide   to   opt   for   a   short-term   business   or   bridging   loan,   but   what   exactly   is   a   first   charge   bridging loan? A    first    charge    bridging    loan    is    the    primary    loan    secured    against    either    residential    or    commercial    property    and    sometimes    on    land.    This    loan    takes precedence over any other finance secured against the property. First   charge   bridging   loans   can   potentially   be   offered   to   higher   loan   to   values   (LTV)   than   any   subsequent   charges   but   when   the   LTV   on   a   first   charge mortgage or loan is low it opens up the possibility of a second charge bridge. By   granting   a   first   charge   against   their   property   the   borrower   gives   the   lender   the   right   to   repossess   and   sell   their   property   to   repay   the   loan   if   repayment terms are not adhered to. First   charge   loans   can   only   be   secured   against   properties   with   no   other   loans   secured   against   them.   Such   properties   are   referred   to   as   unencumbered.   A flexible   and   adaptable   form   of   finance,   first   charge   bridging   loans   are   a   popular   choice   for   borrowers   who   need   to   act   quickly,   either   to   release   liquidity   in order to take advantage of a time limited opportunity or to resolve an emergency creditor situation. Still unsure and need to explore your options? Why not consult an expert? Central   Bridging   are   bridging   loan   specialists   with   a   great   track   record.   We   are   a   principal   lender   offering   a   range   of   loan   facilities   for   business   use   from £250K to £2.5M over periods from 3 to 24 months. Our loans are secured on freehold property across England and Wales. Crucially   you   will   always   speak   to   a   decision   maker   who   will   take   time   to   understand   you   and   your   situation   and   unlike   some   of   the   bigger   banks   will   then tailor a solution that best suits your needs rather than their own. For a confidential discussion in the first instance contact us on:   Tel 03332 400 506   Email enquiry@centralbridging.co.uk Online
Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506   Email: enquiry@centralbridging.co.uk   Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
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BESPOKE BRIDGING LOAN

& SHORT TERM LENDER

A   bridging   loan   is   an   ideal   tool   for   those   that   need   to   unlock   money   from property   quickly.   Whether   it’s   to   access   funds   to   purchase   an   investment property    or    to    resolve    a    pressing    creditor    issue    bridging    loans    can provide a quick and effective solution. There   are   many   reasons   why   businesses   and   individuals   decide   to   opt for   a   short-term   business   or   bridging   loan,   but   what   exactly   is   a   first charge bridging loan? A   first   charge   bridging   loan   is   the   primary   loan   secured   against   either residential   or   commercial   property   and   sometimes   on   land.   This   loan takes precedence over any other finance secured against the property. First   charge   bridging   loans   can   potentially   be   offered   to   higher   loan   to values   (LTV)   than   any   subsequent   charges   but   when   the   LTV   on   a   first charge   mortgage   or   loan   is   low   it   opens   up   the   possibility   of   a   second charge bridge. By   granting   a   first   charge   against   their   property   the   borrower   gives   the lender   the   right   to   repossess   and   sell   their   property   to   repay   the   loan   if repayment terms are not adhered to. First   charge   loans   can   only   be   secured   against   properties   with   no   other loans     secured     against     them.     Such     properties     are     referred     to     as unencumbered.   A   flexible   and   adaptable   form   of   finance,   first   charge bridging    loans    are    a    popular    choice    for    borrowers    who    need    to    act quickly,   either   to   release   liquidity   in   order   to   take   advantage   of   a   time limited opportunity or to resolve an emergency creditor situation. Still   unsure   and   need   to   explore   your   options?   Why   not   consult   an expert? Central   Bridging   are   bridging   loan   specialists   with   a   great   track   record. We   are   a   principal   lender   offering   a   range   of   loan   facilities   for   business use   from   £250K   to   £2.5M   over   periods   from   3   to   24   months.   Our   loans are secured on freehold property across England and Wales. Crucially   you   will   always   speak   to   a   decision   maker   who   will   take   time   to understand   you   and   your   situation   and   unlike   some   of   the   bigger   banks will   then   tailor   a   solution   that   best   suits   your   needs   rather   than   their own. For a confidential discussion in the first instance contact us on:   Tel 03332 400 506   Email enquiry@centralbridging.co.uk Online
Central Bridging, Granary Wharf, Wharf Road, Burton on Trent, Staffordshire, DE14 1DU Tel: 03332 400 506  Email: enquiry@centralbridging.co.uk Web: www.centralbridging.co.uk Central Bridging is a trading style of Central Bridging Loans Ltd. Registered in England & Wales | Company Registration Number 07728274. Central Bridging is not regulated by the Financial Conduct Authority (FCA). All loans arranged by Central Bridging are non regulated contracts as defined under The Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Service and Markets Mortgage Credit Directive Order 2015. © Copyright Central Bridging Loans Limited Privacy Policy
Facebook Logo Google+ Logo Instagram Logo LinkedIn Logo Twitter Logo Google Maps Logo YouTube Logo ASTL Logo NACFB Logo FIBA Logo London Chamber of Commerce and Industry Logo

FIRST CHARGE

BRIDGING LOANS

KNOWLEDGE BASE

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